Net Income to Gross Income Calculator
Calculate gross salary from net pay. Enter your net income and total deduction percentage. Get gross pay, total deductions, and effective tax rate. Informational only—consult a financial advisor.
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By Finance/Salary Editor | Published: Oct 23, 2025 | Reviewed by: Finance/Salary Editor
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Income Details
Quick Preset Scenarios
How it works
Gross Income = Net Income / (1 - Deduction Rate). We reverse-calculate your gross pay by adding back the estimated deductions from your net income.
Formula breakdown:
- Convert deduction rate to decimal: r = Rate / 100
- Gross Income = Net Income / (1 - r)
- Total Deductions = Gross Income - Net Income
- Effective Tax Rate = (Deductions / Gross Income) × 100
Inputs explained
- Net Monthly Income
- Your take-home pay after all deductions (taxes, social security, etc.).
- Total Deduction Rate
- The total percentage deducted from your gross salary for all taxes and withholdings.
Example
Net Income: $5,000, Deduction Rate: 25%
- Gross Income: $5,000 / (1 - 0.25) = $5,000 / 0.75 = $6,667
- Total Deductions: $6,667 - $5,000 = $1,667
- Effective Tax Rate: ($1,667 / $6,667) × 100 = 25.00%
This means your employer needs to pay you $6,667 gross for you to receive $5,000 net.
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Tips & notes
- Deduction rate: Includes all taxes, social security, health insurance, and other withholdings.
- Use cases: Understanding the full cost of employment, negotiating salary, comparing job offers.
- Accuracy: This calculator provides an estimate based on the total deduction percentage you input.
- Regional differences: Tax rates vary significantly by country, state, and local jurisdiction.
- Progressive taxes: Most tax systems are progressive, meaning rates change at different income levels.
FAQs
Divide your net income by (1 - total deduction rate). For example, if your net is $5,000 and deduction rate is 25%, gross = $5,000 / 0.75 = $6,667.
The percentage of your gross income that goes to taxes and deductions. It's calculated as (Total Deductions / Gross Income) × 100.
It provides an estimate based on the deduction rate you provide. Actual deductions depend on many factors including your location, filing status, and specific tax situation.
To understand the full cost of employment, negotiate salary based on take-home pay targets, or compare job offers with different tax implications.
The total deduction rate should include all withholdings: federal and state income tax, social security, Medicare, health insurance, retirement contributions, and any other deductions.
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Disclaimer
⚠️ Important: Informational estimate based on the deduction rate you provide. Actual deductions depend on your location, filing status, income level, and other factors. This calculator does not account for progressive tax brackets or specific deductions. Consult a financial advisor or tax professional for accurate tax planning.