Capital Gains Tax Calculator
Estimate capital gains tax on stocks, crypto, or property. Enter purchase/sale price, holding period, tax bracket, and location. Get tax owed and after-tax proceeds with location-specific rates and short/long-term classification. Informational only—consult a tax professional. Explore more tools on free calculators on CalculatorBolt.
Calculator
How it works
Capital Gain = Sale Price - Purchase Price. Tax = Gain × Tax Rate (short-term gains use your income tax bracket; long-term gains use preferential rates). After-Tax Proceeds = Sale Price - Tax Amount. Location determines holding period requirements and tax rates. Most jurisdictions classify gains held less than 1 year as short-term and 1+ years as long-term.
Inputs explained
- Asset Type: The type of asset you sold (stocks, real estate, cryptocurrency, or other).
- Purchase Price: The original cost basis of the asset, including purchase fees and commissions.
- Sale Price: The selling price received, minus selling fees and commissions.
- Purchase Date: The date you acquired the asset.
- Sale Date: The date you sold or disposed of the asset.
- Location: Your tax jurisdiction (determines holding period rules and tax rates).
- Income Tax Bracket: Your marginal income tax rate (used for short-term gains).
- Custom Rates: For custom location, specify short-term and long-term tax rates manually.
Example
Stock, US, Purchase = $10,000, Sale = $15,000, Held 2 years, Bracket = 24%. Capital Gain = $5,000 (long-term since held > 1 year). Tax = $5,000 × 15% (long-term rate) = $750. After-Tax Proceeds = $15,000 - $750 = $14,250.
Tips & notes
- Long-term capital gains usually have lower tax rates than short-term gains in most jurisdictions.
- Some jurisdictions offer exclusions or deductions (e.g., US primary residence exclusion of up to $250,000 or $500,000 for couples).
- Cryptocurrency tax rules vary by country; in the US, crypto is treated as property subject to capital gains tax.
- Capital losses can offset capital gains. In the US, you can deduct up to $3,000 in net losses against ordinary income per year.
- This calculator uses federal rates for US. State taxes may also apply depending on your location.
- Always keep detailed records of purchase dates, prices, and transaction costs for tax reporting.
FAQs
Disclaimer
Informational estimate only. Does not account for all tax complexities, exemptions, or state taxes. Consult a qualified tax professional for personalized advice.