Investment Calculator
Calculate investment growth and future value. Enter initial amount, contributions, annual return, and term. See total returns. Informational only—consult a financial advisor. Explore more tools on free calculators on CalculatorBolt.
Calculator
Projected Balance
Total Contributions
Total Returns
How it works
Future Value = Initial × (1+r)^Years + PM × [((1+r)^Years − 1)/r] × 12. We calculate projected balance, contributions, and returns. Optionally adjust for inflation.
Inputs explained
Initial Investment, Monthly Contribution, Annual Return, Investment Term, Optional Inflation.
Example
Initial=$10,000, PM=$500, Return=7%, Term=10 years → FV≈$106,578; Contributions=$70,000; Returns≈$36,578.
Tips & notes
- Regular contributions significantly boost long‑term growth.
- Higher returns increase risk; use realistic expectations.
- Adjust for inflation to see real purchasing power.
FAQs
It varies by asset class. Stocks historically average ~7–10% annually, but with volatility.
Inflation reduces real returns; use the calculator to see real purchasing power growth.
It can be used for any investment with an expected return.
No. Everything runs in your browser. Use Export or Share Link to save.
Disclaimer
Informational estimate only. Does not account for taxes, fees, or market volatility. Consult a qualified financial advisor for personalized advice.
Related Calculators
Author: CalculatorBolt Editorial Team
Reviewed by: Finance/Investing Editor
Published: • Updated: